The #1 way to increase your commission.

Pence helps you engage your customers with branded digital experiences that generate paid referrals for you and your partners.

Earn commission from every client you meet.

Instead of earning commission just from just your buyer, earn commission from every client you meet.

Easy Additional Income

Some of our agents using Pence refer up to $31,000,000 in home lending each month. That's potentially $54,000 in commission.

No Admin or Data Entry

Forget cumbersome spreadsheets or additional admin, all referrals are entered and tracked automatically.

Accessible 24/7 on any device.

Your clients can always access your referral experiences, ensuring you're always filling up your commission pipeline.

Automated Updates & Insights

Track your performance each week allowing you to easily optimise to generate additional referrals.

Earn commission from interactions right across your agency

For Sales Agents

Help potential buyers and open home visitors organise their finance sooner with the Borrowing Capacity experience. Even better, earn commission from every interested buyer.

For Property Managers

Help Landlords understand how the health of their investment loan may impact on the yield of their rental property with the Loan Health Check.

For Principals

Engage your database of buyers with our Automated Email Engagement Tool and leverage the power of the Borrowing Capacity Experience and Loan Health Check.

Pence for Sales Agents

Help every potential buyer organise their finance sooner.

The Borrowing Capacity Experience works particularly well during open homes and other face-to-face interactions. In an open home a buyer simply scans your QR code, enters a few details, understands their borrowing capacity and a referral is sent to your mortgage broker.

Your custom Borrowing Capacity Experience easily allows you to:

  • Qualify buyers with next-to no effort.
  • Earn commission when your client settles on their finance.
  • Keep your client experience 'on-brand'.
Ready to see it in action? Try a demo experience here.

Pence for Property Managers

Help landlords increase their yield by reducing their largest property expense, their mortgage repayments with the Loan Health Check.

The Loan Health Check helps landlords understand how much they can save on their mortgage by switching to a better loan and automatically refers them to your mortgage broker.

Your custom Home Loan Health Check:

  • Uses our proprietary technology to calculate a loan health score for your client.
  • Allows your client to understand how much they could potentially save.
  • Allows them to book a suitable time with your mortgage broker.
  • Automatically refers your client to your mortgage broker.
Ready to see it in action? Try a demo experience here.

Pence for Principals

Turn every client interaction into an opportunity to generate commission.

Whether in person at an open home, an automated auto reply email to a website query or a broadcast at an RBA announcement, harness your Borrowing Capacity Experience and Loan Health Check to help your current and previous clients whilst generating valuable referrals.

In addition, utilise our Automated Email Engagement tool to send personalised emails to your database, to help them either understand how much they can borrow or how much they can save on their current loan. Once a campaign has begun, you can team up with your mortgage broker to understand which of your clients are best to contact.

Pricing

Agent

For individual agents wanting to refer to a Mortgage Broker not registered with Pence.

$249/month

  • Personalised Agent Account
  • Branded Referral Experiences
  • Unique Referral links optimised for social media
  • Custom Open-home signage
  • Weekly Performance Update Email
  • Personalised Getting Started Guide to boost your referrals
  • Access to our automated outbound email tool
  • Link Attribution
  • Send Unlimited Referrals to any Mortgage Broker
Sign Up
Sponsored Agent

For agents referring to a Mortgage Broker registered with Pence.

$0/month

  • Personalised Agent Account
  • Branded Referral Experiences
  • Unique Referral links optimised for social media
  • Custom Open-home signage
  • Weekly Performance Update Email
  • Personalised Getting Started Guide to boost your referrals
  • Access to our automated outbound email tool
  • Link Attribution
  • Send Unlimited Referrals to Registered Pence Mortgage Brokers
Sign Up For Free
Full Agency

Full control over all agents within your agency to refer to any mortgage broker.

Ask us!

  • Personalised Accounts for all of your agents
  • Branded Referral Experiences
  • Unique Referral links optimised for social media
  • Custom Open-home signage
  • Weekly Performance Update Emails
  • Personalised Getting Started Guides to boost your referrals
  • Access to our automated outbound email tool
  • Link Attribution
  • Send Unlimited Referrals to any Mortgage Broker
Enquire with our Sales Team